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76MCP SCORE
C
menlo-insurance
https://www.menloinsurance.com/mcp
12 tools~14k tok/req100% annot.proto 2024-11-05
Score by pillar
Security ·20100
Tool design ·1885
Schemas / desc ·1678
Reliability ·1480
Context-cost ·1217
Compliance ·1286
Coverage ·870
reliability: LOW (T1 single-shot, not credited - requires T3 >=24h)
Context-cost
14ktokens for
tools/listPaid on every request. Lean footprint for 12 tools.
this server14k
median≈ 3k
MCP primitive coverage
the quality score covers tools12
Tools
0
Resources · none
0
Prompts · none
Why this score — causal attribution
Each penalty: measure → mechanism → effect → Δscore.
Context-cost · HIGH−10.6
~14k tokens (≥p95) → tool defs are paid on EVERY request → exhausts the window + ongoing cost
Schemas / desc · HIGH−3.5
52% typed+described params → schema = the contract the agent fills in → more malformed calls
Compliance · MEDIUM−1.6
proto 2024-11-05 (4 rev. behind 2025-11-25) → outdated protocol version → recent features unavailable, recent clients weakened
Badge — paste it in your README
[](https://checkmcp.dev/report?url=https%3A%2F%2Fwww.menloinsurance.com%2Fmcp)Own this server?Get verified — fresh re-audit, badge if you pass ›
About menlo-insurance — FAQ
Is the menlo-insurance MCP server safe to use?+
CheckMCP audited menlo-insurance and gave it an MCP Score of 76/100 (grade C) — moderate — some quality or security gaps worth reviewing. The audit runs an OWASP MCP Top 10 security pass (tool poisoning, hardcoded secrets, command injection, the lethal trifecta) against the live endpoint; see the per-pillar breakdown and the "why this score" attribution on this page, and re-audit anytime at checkmcp.dev.
What is the MCP Score of menlo-insurance?+
menlo-insurance scores 76/100 (grade C) on CheckMCP's vendor-neutral audit across six weighted pillars — security, tool design, schemas, context-cost, compliance and coverage — with reliability measured and shown but not yet credited.
How many tools does menlo-insurance expose, and what is its context cost?+
menlo-insurance exposes 12 tools, and its tools/list response costs roughly 14k tokens — paid on every request your agent makes to it. Lower is better for your context budget.
How was menlo-insurance scored?+
By probing the live MCP endpoint (https://www.menloinsurance.com/mcp), inspecting its tools, schemas and protocol compliance, running an OWASP MCP Top 10 security pass, and measuring the token cost of tools/list — then attributing every penalty as measure → mechanism → effect. The methodology is open: checkmcp.dev/#methodology.